Investment
Strategies

🧠 KuberInvest – Strategic Investment Framework

🔹 1. Slab-Based Investment Strategy

Offer multiple slabs with clear return percentages and withdrawal flexibility. This allows investors to choose based on their risk appetite.

SlabInvestment RangeMonthly ReturnWithdrawal FrequencyRisk Level

Slab A₹5,000 – ₹49,9991% – 5%QuarterlyVery Low

Slab B₹50,000 – ₹1,99,9996% – 12%QuarterlyLow

Slab C₹2,00,000 – ₹4,99,99913% – 25%QuarterlyModerate

Slab D₹5,00,000 – ₹10,00,000+26% – 45%QuarterlyHigh

✅ This strategy supports customized portfolio design, allowing each investor to choose safety or high-growth depending on their capacity.

🔹 2. Compound Growth Plan

Encourage reinvestment of quarterly interest to maximize returns through compounding.

• Compound Interest Formula: A = P(1 + r/n)^(nt)

• Quarterly reinvestment leads to significantly higher maturity value in 12 months.

• Offer projections: e.g., ₹1,00,000 invested with 15% monthly return reinvested can grow over 12x in a year.

🎯 Ideal for long-term investors with aggressive growth goals.

🔹 3. Diversified Investment Buckets

Encourage investors to split capital across different slabs:

• Example:

  • 40% in Slab A (safety)

  • 30% in Slab B (moderate return)

  • 30% in Slab C/D (high growth)

• Reduces overall portfolio risk while maintaining return potential.

📊 A structured portfolio model builds trust and balances risk and reward.

🔹 4. Fixed Maturity Investment Option (FMIO)

For conservative investors:

• Lock-in capital for 12 months.

• Fixed return: e.g., 18% annual (₹1 lakh returns ₹1,18,000).

• Ideal for salaried or senior citizen investors.

🛡️ Gives predictability and suits cautious investors.

🔹 5. Performance-Linked Bonus

Offer performance incentives for long-term or high-value investors:

• Bonus 2–5% return if capital is locked in for 2 years.

• Loyalty rewards for renewal of investment every year.

• Referral bonuses for introducing other investors.

💰 Boosts retention and customer lifetime value.

🔹 6. Business Investment Partnership Plan

For HNIs and business-class investors:

• Invest ₹10L+ and co-partner in Caprenuer/Kuber projects.

• Share in profits and direct access to financial dashboards.

• Co-branded investment initiatives.

🚀 Turns investors into brand ambassadors.

🔐 Risk Management & Transparency

• Clearly display Terms & Conditions, Risk Disclosures, and Exit Clauses.

• Offer investment agreements, certificates, and quarterly performance reports.

• Option for Nominee assignment, tax documentation, and bank-verified payouts.